Use cases

They use Particeep Plug

Automobile warranty

Vehicle manufacturers and sellers are diversifying by offering online insurance services to their customers: automobile warranty extensions, etc.

Stakes:

Have a turnkey digital subscription solution that can be deployed on dealer intranets, customer interfaces and distribution partners.

Have a turnkey digital subscription solution that can be deployed on dealer intranets, customer interfaces and distribution partners.

Automate data sharing with heterogeneous information systems.

Automate data sharing with heterogeneous information systems.

Particeep Plug:

Is a no code, customizable solution allowing subscription online in self-care or via advisors to car warranty products without IT development.

Is a no code, customizable solution allowing subscription online in self-care or via advisors to car warranty products without IT development.

Provide, based on a Rest API, a data-sharing module that can be configured as desired according to the prerequisites of each information system.

Provide, based on a Rest API, a data-sharing module that can be configured as desired according to the prerequisites of each information system.

Health and welfare

In order to improve direct or intermediated customer acquisition, health and welfare insurance producers end-to-end online underwriting paths for their offers.

Stakes:

Have a personalized subscription path for the company and its distribution partners.

Have a personalized subscription path for the company and its distribution partners.

Offer a personalized quote based on the information provided by the prospect and engage the customer directly via a digital subscription process.

Offer a personalized quote based on the information provided by the prospect and engage the customer directly via a digital subscription process.

Particeep Plug:

Allows the creation of white label subscription paths in a few clicks without IT development.

Allows the creation of white label subscription paths in a few clicks without IT development.

Is connected to insurance products, making it possible to grant a commercial proposal identical to the one received in a physical agency, then to contract directly on the website of the insurers or that of the distribution partner.

Is connected to insurance products, making it possible to grant a commercial proposal identical to the one received in a physical agency, then to contract directly on the website of the insurers or that of the distribution partner.

Account opening

Consumption habits are evolving towards the adoption of digital banking solutions. Banks must offer seamless online account opening paths in order to win new customers.

Stakes:

Automate customer knowledge, customer data verifications, online subscription eligibility.

Automate customer knowledge, customer data verifications, online subscription eligibility.

Connect to the bank’s information system.

Connect to the bank’s information system.

Particeep Plug:

Provide several additional offers to the customer when opening their online account.

Provide several additional offers to the customer when opening their online account.

Is an Open Finance solution meeting STET standards and integrating third-party services: identity verification, strong authentication, e-signature, etc.

Is an Open Finance solution meeting STET standards and integrating third-party services: identity verification, strong authentication, e-signature, etc.

Real estate loan

With the emergence of mortgage comparators, consumers expect to be able to continue their subscribing experience and underwrite real estate loans online.

Stakes:

Personalize the commercial proposal according to each customer profile by being identical to the one obtained in a physical bank branch.

Personalize the commercial proposal according to each customer profile by being identical to the one obtained in a physical bank branch.

Subscribe to mortgage online without the customer being required to go to an agency while respecting legal constraints.

Subscribe to mortgage online without the customer being required to go to an agency while respecting legal constraints.

Particeep Plug:

Integrates by API into the bank’s credit granting system by reproducing its model to offer pricing identical to the one obtained in a physical branch.

Integrates by API into the bank’s credit granting system by reproducing its model to offer pricing identical to the one obtained in a physical branch.

Allows end customers to subscribe to mortgages online until the signing of the loan agreement on partner sites thanks to the aggregation, verification of customer data.

Allows end customers to subscribe to mortgages online until the signing of the loan agreement on partner sites thanks to the aggregation, verification of customer data.

Borrower insurance

Following the passage of the Hamon law and the proliferation of online insurance offers, consumers are increasingly looking for their loan insurance online.

Stakes:

Offer the best price matching the client’s coverage needs and profile.

Offer the best price matching the client’s coverage needs and profile.

Offer an end-to-end, seamless underwriting, integrating dematerialized medical screening.

Offer an end-to-end, seamless underwriting, integrating dematerialized medical screening.

Host the solution on HDH labeled servers (healthcare data hosting).

Host the solution on HDH labeled servers (healthcare data hosting).

Particeep Plug:

Is connected to the underwriting system of several insurance companies and has a recommendation algorithm to highlight the best offer for the end customer.

Is connected to the underwriting system of several insurance companies and has a recommendation algorithm to highlight the best offer for the end customer.

Is a solution connected to the information systems of insurers to automate the transfer and recovery of data to finalize online subscriptions in the event of the health questionnaire validation.

Is a solution connected to the information systems of insurers to automate the transfer and recovery of data to finalize online subscriptions in the event of the health questionnaire validation.

Integrates with a line of code on partner websites and is hosted on HDH labeled cloud servers.

Integrates with a line of code on partner websites and is hosted on HDH labeled cloud servers.

Life insurance

Digital is playing an increasingly important role for savers looking for long-term investments. Life insurance producers and distributors want to take advantage of this popularity to offer customers and non-customers a subscription to contract 100% online, free of charge and accessible from a few tens of euros.

Stakes:

Provide a 100% digital life insurance offer, deployed without IT development on any customer interface.

Provide a 100% digital life insurance offer, deployed without IT development on any customer interface.

Offer the client the best investment project recommendation according to his profile and according to the management types available (discretionary mandate, investment advisory, self-managed).

Offer the client the best investment project recommendation according to his profile and according to the management types available (discretionary mandate, investment advisory, self-managed).

Ensure the legal compliance of the subscription of the investment project until the constitution of the subscription proof file.

Ensure the legal compliance of the subscription of the investment project until the constitution of the subscription proof file.

Particeep Plug:

Enables the deployment without IT development of underwriting for life insurance contracts integrating the different management modes and accessible by third parties on request via a Rest API and via a dedicated distributor dashboard.

Enables the deployment without IT development of underwriting for life insurance contracts integrating the different management modes and accessible by third parties on request via a Rest API and via a dedicated distributor dashboard.

Allows a customer to subscribe to a life insurance contract in self-care on a site or an advisor to initiate the subscription process on behalf of a customer from their dedicated Plug dashboard.

Allows a customer to subscribe to a life insurance contract in self-care on a site or an advisor to initiate the subscription process on behalf of a customer from their dedicated Plug dashboard.

Integrates third-party solutions to automate portfolio allocation according to the client’s profile and ensure legal compliance according to the insurer’s prerequisites for the underwriting via the automation of proof of sale and electronic archiving.

Integrates third-party solutions to automate portfolio allocation according to the client’s profile and ensure legal compliance according to the insurer’s prerequisites for the underwriting via the automation of proof of sale and electronic archiving.

Insurance brokers

The arrival of insurtech companies and the presence of online comparators are encouraging consumers to subscribe to their insurance products online.
The dematerialization of the subscription processes and the constant enrichment of its offers according to the changing needs of customers helps to ensure the sustainability of any insurance brokerage activity.

Stakes:

Be able to offer at least three insurance products according to the needs and the profile of the client in order to comply with the directive on insurance distribution via a single subscription process.

Be able to offer at least three insurance products according to the needs and the profile of the client in order to comply with the directive on insurance distribution via a single subscription process.

Automatically transfer subscription data to the CRM, to the call center as well as to the existing information system.

Automatically transfer subscription data to the CRM, to the call center as well as to the existing information system.

Particeep Plug:

Offers on an end-to-end subscription process, a pricing step presenting all the partner offers and the criteria allowing them to be compared with each other.

Offers on an end-to-end subscription process, a pricing step presenting all the partner offers and the criteria allowing them to be compared with each other.

Connects via API Rest to your CRM and those of your partners to automate the transfer of subscription data.

Connects via API Rest to your CRM and those of your partners to automate the transfer of subscription data.

Banking brokers

The customer and credit broker relationship is going digital.

Stakes:

Have a unique subscription process that complies with regulations, integrating all bank account opening and credit offers and including at least level 2 online signature.

Have a unique subscription process that complies with regulations, integrating all bank account opening and credit offers and including at least level 2 online signature.

Follow the subscriptions of their customers and automate the data transfer in its CRM and in those of partner banks.

Follow the subscriptions of their customers and automate the data transfer in its CRM and in those of partner banks.

Particeep Plug:

Meets Open Banking standards, is connected to banking product repositories and allows online subscription, payment and electronic signature.

Meets Open Banking standards, is connected to banking product repositories and allows online subscription, payment and electronic signature.

Allows digital subscriptions and transfer of subscription data to brokerage CRMs and those of partner banks.

Allows digital subscriptions and transfer of subscription data to brokerage CRMs and those of partner banks.

They use Particeep Finstore

Private equity

The digitalization of private equity funds distribution makes it possible to acquire a new generation of investors in the real economy while practicing tax exemption, and to launch innovative offers free of charge.

Stakes:

Digitize direct and intermediated distribution.

Digitize direct and intermediated distribution.

Allow processing operations onto investment portfolio, securities accounts; and record keeping.

Allow processing operations onto investment portfolio, securities accounts; and record keeping.

Take into account tax constraints in the subscription process.

Take into account tax constraints in the subscription process.

Particeep Finstore:

Allows to digitize private equity products, configure the distribution strategy and monitor share movements.

Allows to digitize private equity products, configure the distribution strategy and monitor share movements.

Provides a personalized access for wealth management advisers (WMA) to initiate subscriptions on behalf of their clients and a client dashboard allowing the client to subscribe independently.

Provides a personalized access for wealth management advisers (WMA) to initiate subscriptions on behalf of their clients and a client dashboard allowing the client to subscribe independently.

Allows investors to subscribe online in less than 10 minutes from customer knowledge to payment of funds through validation of tax criteria related to their investment.

Allows investors to subscribe online in less than 10 minutes from customer knowledge to payment of funds through validation of tax criteria related to their investment.

Private debt

As a private debt financing player, the digitization of bond financing enables better management of your financial flows and your counterparty risk.

Stakes:

Automate checks on investment opportunities.

Automate checks on investment opportunities.

Automate the adequacy of client risk profile and investment opportunities and ensure compliance of subscriptions.

Automate the adequacy of client risk profile and investment opportunities and ensure compliance of subscriptions.

Monitor the status of repayment flows and anticipate payment defaults.

Monitor the status of repayment flows and anticipate payment defaults.

Particeep Finstore:

Digitalizes the entire debt product underwriting process, from KYC data verification, risk profile - products adequacy to online underwriting.

Digitalizes the entire debt product underwriting process, from KYC data verification, risk profile - products adequacy to online underwriting.

Has a

Has a "Club-Deal" feature to automatically restrict investment opportunities to a category of investor.

Automate debt repayment flows and default alerts.

Automate debt repayment flows and default alerts.

Real Estate Investment

In order to diversify their investments, individuals and professionals are looking at digital solutions offering investments in UCITS, Real Estate investment Funds, etc. as well as crowdfunding solutions.

Stakes:

Provide the client with all the information on investment opportunities and inform him of the risks associated with the investment.

Provide the client with all the information on investment opportunities and inform him of the risks associated with the investment.

Allow the customer to subscribe online by signing and making the payment online as well as the distributor partners to initiate subscriptions on behalf of their customers.

Allow the customer to subscribe online by signing and making the payment online as well as the distributor partners to initiate subscriptions on behalf of their customers.

Bring liquidity to the units.

Bring liquidity to the units.

Particeep Finstore:

Allows you to customize the presentation of online investment opportunities.

Allows you to customize the presentation of online investment opportunities.

Digitalizes client knowledge, aggregation of past client investments, underwriting of real estate investment products while being connected to custodians, accounting tools and back office tools.

Digitalizes client knowledge, aggregation of past client investments, underwriting of real estate investment products while being connected to custodians, accounting tools and back office tools.

Incorporates a secondary market module to organize the liquidity of the units.

Incorporates a secondary market module to organize the liquidity of the units.

Socially Responsible Investments (SRI)

More and more people, especially the new generations, wish to support socially responsible projects such as renewable or green energies but are faced with a lack of digital offers. Digitizing the subscription to socially responsible investment (SRI) products is becoming crucial for management companies.

Stakes:

Acquire new clients through a 100% digital subscription experience to socially responsible investment products.

Acquire new clients through a 100% digital subscription experience to socially responsible investment products.

Organize club-deals based on the location of projects and investors.

Organize club-deals based on the location of projects and investors.

Automate portfolio monitoring and interest collection on investments made.

Automate portfolio monitoring and interest collection on investments made.

Particeep Finstore:

Allows you to create SRI investment products in just a few clicks and customize the subscription process from the beginning of a relationship until the signing of the subscription form.

Allows you to create SRI investment products in just a few clicks and customize the subscription process from the beginning of a relationship until the signing of the subscription form.

Automates the monitoring of collected interest on the various investments.

Automates the monitoring of collected interest on the various investments.

Conditionate the visibility of SRI investment opportunities according to investor criteria (location, profile, etc.).

Conditionate the visibility of SRI investment opportunities according to investor criteria (location, profile, etc.).

Listed investment

With digital, more and more investment platforms allow individuals and institutions to invest on the stock market or in structured products. In order to meet the new expectations of clients, institutions and new companies must deploy a digital solution for investing in listed products.

Stakes:

Digitize investment products listed in trading rooms.

Digitize investment products listed in trading rooms.

Digitize distribution by allowing Wealth Management Advisors (WMA) to initiate investments on behalf of their clients.

Digitize distribution by allowing Wealth Management Advisors (WMA) to initiate investments on behalf of their clients.

Modernize the existing information system.

Modernize the existing information system.

Particeep Finstore:

Dematerializes any type of investment product. The solution offers a complete functional customer relationship management suite from its acquisition to data integration into the information system.

Dematerializes any type of investment product. The solution offers a complete functional customer relationship management suite from its acquisition to data integration into the information system.

Centralizes regulatory customer knowledge, key product information, market intelligence content, automation of operations to update the product price and online underwriting.

Centralizes regulatory customer knowledge, key product information, market intelligence content, automation of operations to update the product price and online underwriting.

Allows managing products, customers, distributor’s subscriptions connected to the existing information system via a Rest API.

Allows managing products, customers, distributor’s subscriptions connected to the existing information system via a Rest API.

Unlisted investment

By digitizing the marketing of their unlisted investment products, management companies can industrialize the marketing of their products, offer their clients independent subscription paths and provide their distribution partners with a complete subscription solution.

Stakes:

Develop a digital distribution strategy.

Develop a digital distribution strategy.

Automate the entire customer subscription cycle.

Automate the entire customer subscription cycle.

Quickly launch new innovative offers eligible for a free online subscription.

Quickly launch new innovative offers eligible for a free online subscription.

Particeep Finstore:

Centralizes the management of intermediated distribution, the signing of distribution agreements to the monitoring of partner commissions.

Centralizes the management of intermediated distribution, the signing of distribution agreements to the monitoring of partner commissions.

Allows automating customer knowledge, risk profile / product adequacy and investor scoring, then digitize underwriting in order to reduce compliance risks related to operations.

Allows automating customer knowledge, risk profile / product adequacy and investor scoring, then digitize underwriting in order to reduce compliance risks related to operations.

Automates data sharing with accounting tools, back office tools, custodians-account holders via a Rest API.

Automates data sharing with accounting tools, back office tools, custodians-account holders via a Rest API.

Crypto-actives

As part of the launch of their online investment platform, payment by cryptocurrency or the tokenization of unlisted assets is becoming a crucial issue.

Stakes:

Offer payment in cryptocurrency to end customers.

Offer payment in cryptocurrency to end customers.

Coupling the investment platform with blockchain technology.

Coupling the investment platform with blockchain technology.

Secure transactions made with smart contracts.

Secure transactions made with smart contracts.

Particeep Finstore:

Allows you to model crypto-assets and configure underwriting processes integrating customer knowledge up to the generation of the purchase order.

Allows you to model crypto-assets and configure underwriting processes integrating customer knowledge up to the generation of the purchase order.

Allows you to model crypto-assets and configure underwriting processes integrating customer knowledge up to the generation of the purchase order.

Allows you to model crypto-assets and configure underwriting processes integrating customer knowledge up to the generation of the purchase order.

Incorporates a configurable wallet module for connecting a cryptocurrency payment system.

Incorporates a configurable wallet module for connecting a cryptocurrency payment system.